Access to Website and Disclaimer

By accessing and/or using the Website and the services so offered, the User of the Website agrees to be bound by the terms and conditions herein, at any given time, in any given location. The Company reserves the right to use its discretion to suspend, modify, amend or cancel any access to the Website, or any part thereof, including the products and services so offered through the Website, at any time, and no claims will be considered by the Company related to such. The Company may amend the terms and conditions, information and materials within the Website, at any time and without prior notice and therefore it is for the User to stay up to date with all information and or changes to the Website. The User assumes the responsibility and obligation to ensure compliance with the laws, by-laws, regulations, directives applicable in the country of residence. The User of the Website will be held responsible for any unauthorized use of the Website or any illegal act related to such Website. The User understands that the Website is not a solicitation to buy or an offer to sell any product and/or service, to any person and/or entity, in any jurisdiction, where such product and/or service would be considered as unlawful under the laws of such specific jurisdiction. The website can be accessed worldwide and therefore some of the financial instruments described within the Website might not be permitted for investing in some regions, therefore it is the User in such cases will hold Company harmless of any consequence that may occur as a result of any impediment and/or restriction(s). Trading in financial instruments can result in both losses as well as profits.

Legal Information and Ownership of Website

UniversalFX Investments (UFXI) is a Licensed IBC in 11, Bellbird Avenue, Taylors Lakes Melbourne 3038, Victoria, Australia. with Australian Company Number (ACN): 097 343 854 dA, with website being www.universalfxinvestments.com (“Website”), which includes all products and services offered by UFXI, is and remains the sole property of the Company. All rights are reserved in and for the Company. UFXI is the owner of all the intellectual property rights, including trade names, trademarks, logos and the trade names in and are exclusive to UFXI at all times. Except where expressly stated to the contrary, copyright in the underlying HTML, text, graphics, and other information and material is owned by the Company. No person or entity may alter, modify, reproduce, distribute, display, exploit, transmit, transcribe, reproduce, redistribute, copy, post, store or translate into any other form, any materials or media from the Website, without obtaining prior written permission from UFXI.

These terms and conditions are in addition to any agreement or any other supplementary document(s) between Company and User.

The User is responsible and assumes all risk associated with the use of and storage of information on the User’s Computer or other Medium whereby access and use of the Website can be made.

The Company does not guarantee that access to the Website and/or any of the products or services will be available at all times, or in any given location at any specific time. The Company will not be held liable for any consequential, incidental, special, punitive, or exemplary damage(s) of whatsoever nature, arising out of any use or inability to us the Website or any of the products and/or services herein, nor will the Company be held liable to the User for any lost profits, trading losses, damages that may result from use or loss of use of the Website and/or third party content, any inconvenience or delay, including any loss resulting from a cause over which Company has no control over, including failure of communication lines. By using the Website, the User agrees to indemnify and hold the Company and if any third party content providers, harmless from and against any and all claims, losses, liabilities, costs and expenses (including but not limited to attorneys’ fees) arising from the use of the UFXI Website, or any violation of the terms and conditions.

Data

Data provided via the Website is intended only for informational and private use purposes. The User may obtain the advice of independent investment, financial, legal and tax advisors, if desired, before proceeding with an investment. All information provided via the Website should not be read, interpreted or construed as providing any investment advice by the Company, or its Employees, Officers, Directors, Affiliates, Agents, Service Provider and/or Licensors. This Website does not take into consideration any investment goals, financial situation or specific requirements of any User. Any person and/or entity should carefully consider their financial circumstances prior to entering into any transaction(s) and/or Agreement(s).

Payment and Safety of Funds

The User is bound by any of the agreement(s) so signed by such User, and in turn agrees and accepts to the online payment methods offered by the Company. Deposits and Withdrawals of Funds are executed as per the agreement(s) entered into by the User and the Company. Withdrawals of funds are affected only upon the reception and approval of such request(s) by the Company.

The Company deals with several first-class banks and client funds are held in segregated accounts, as per Policies and Procedures of Company, ensuring the continued safety of funds. The Company is a member of the Investors Compensation Fund.

Please note: Due to fraud prevention and anti money laundering laws, accounts which have never traded are unable to withdraw funds within 30 working days of dormancy and must have completed trading activity using up to 10% of the credit of the account

Applicable Law and Jurisdiction

Without restricting the generality of the foregoing, the User may not make commercial use of the contents of the Website or include the contents of the Website in or with any other product that is created or distributed by the User, or copy the contents of the Website to the User’s own or another User Website, without obtaining the prior permission from the Company.

In case(s) that for any reason, any term and condition is deemed invalid or unenforceable, such provision will be excluded and remaining provisions will remain in full force and effect.

Any translation of the contents of the Website including products and services provided through the Website is made as goodwill for the convenience of the User. In the event of a dispute between various language versions, the English Version of the Website shall prevail.